About Us

Clarence B. Ray, Jr. AIC was employed in the insurance industry from 1949 to 1990. A World War II D-Day survivor, he used the benefits from the GI Bill to attend and graduate from Mercer University. In 1949, he was hired by Jim Crawford, founder of Crawford & Company Insurance Adjusters, where he worked as an insurance adjuster in Miami and later managed the Crawford offices in West Palm Beach, Washington DC (including Hagerstown, MD & Fall Church, VA branches) and Orlando Florida. In 1980, he began his service as a member of the Manager’s Council for Crawford & Company. In 1981, he retired from Crawford and Company and began his second insurance career as co-founder of National Risk Management & Associates and Structured Financial Associates providing claims adjusting consultation, expert witness testimony, structure settlements, industrial hygiene, safety engineering, insurance sales and other insurance related services nationwide. In 1979, he began service as a member of the Florida Agent’s Advisory Committee and member of the Adjuster’s Advisory to the Florida Insurance Department. Throughout his career, he regularly taught insurance licensing preparatory courses. Many of those licensed as an adjuster in Florida throughout the 1960’s, 70’s and 80’s were CB Ray students. An avid and competitive tennis player, CB’s other civic activities have included serving as President and Life Member of the Washington DC, West Palm Beach and Orlando Claims Associations; Member of the Atlanta Claims and South Florida Claims Associations; and President of the West Palm Beach Kiwanis Club. Clarence B. Ray, Jr. Resume

Robert, an insurance professional, native Floridian and resident of Central Florida since 1951 is a graduate of Jacksonville University. He is the owner of National Risk Management & Associate, an insurance and risk management firm providing educational, expert witness, consulting and insurance products to commercial and professional clients throughout the USA. A faculty member of the National Alliance for Insurance Education and Research, the certifying organization for insurance professionals seeking the Certified Insurance Counselor and Certified Risk Manager designations, Bob teaches graduate level insurance related courses nationwide. Bob also testifies as an insurance and maritime expert throughout the United States in both federal and state courts. Bob has been involved in charitable and philanthropic organizations for the past 30 years. His civic activities have included serving on the advisory boards of Valencia Community College, Seminole County Tourist Development Council and Public Broadcasting’s WMFE Radio-Television. Bob has also served on the board of directors of the Orlando Theater Project (President), Orlando International Fringe Festival (President), the Central Florida Sail & Power Squadron, a unit of the United States Power Squadrons (President), and the Florida Citrus Sailfest. He currently serves on the advisory board of the Interfaith Council of Central Florida. Bob was frequently seen and heard on Orlando’s PBS affiliate WMFE radio and television throughout the late 80’s to 00’s and later was on-air talent for Georgia Public Broadcasting. For 7 years, he hosted Orange County Government TV’s “Vital Living Forum”, a program centered upon addressing the ongoing needs of senior citizens. Currently, he regularly seen on Tampa’s PBS affiliate, WEDU-TV. Click the link below to view his full resume Resume – Robert J Ray – Detail – Revised – 2015 Email Robert J. Ray